Property Tax in Alabama
Homeowners in Alabama paid a median of $890 in real estate taxes in 2024 on a median home value of $233,300 — an effective rate of 0.38%, below the U.S. rate of 0.89%.
Calculate Alabama property tax for your home
Estimated property tax on homes in Alabama
Applying the statewide effective rate of 0.381% to different home values. The last column compares with the same home at the U.S. effective rate.
| Home value | Annual tax | Monthly | vs U.S. rate |
|---|---|---|---|
| $150,000 | $572 | $47.63 | −$764 |
| $233,000 (state median) | $888 | $73.98 | −$1,186 |
| $250,000 | $952 | $79.38 | −$1,272 |
| $350,000 | $1,334 | $111.13 | −$1,782 |
| $500,000 | $1,905 | $158.75 | −$2,545 |
| $750,000 | $2,858 | $238.13 | −$3,818 |
What it adds to a mortgage payment
On a home at the Alabama median value of about $233,000, with 10% down and a 30-year loan at an example rate of 6.5%, principal and interest come to $1,325.45 a month and property tax adds $73.98 — about 5% of the combined payment, before insurance. Open this scenario in the mortgage calculator to add insurance, PMI and HOA dues.
How Alabama compares
Alabama has the 50th-highest effective rate among the 50 states and DC. Its median bill is higher than in 1 other states and lower than in 49. States with the most similar effective rates: Idaho (0.43%), Arizona (0.43%), South Carolina (0.45%), Tennessee (0.45%).
Why your bill may differ
This is a statewide figure. Rates in Alabama vary by county, city and school district, and your bill depends on your home’s assessed value and any exemptions you qualify for, such as a homestead exemption. Your county assessor or tax collector can give you the exact rate and assessment for a property. When buying, ask how the home will be reassessed after the sale rather than relying on the seller’s current bill.
About this data
Effective rate = median real estate taxes paid ÷ median value of owner-occupied housing units, from the U.S. Census Bureau’s American Community Survey 2024 1-year estimates (tables B25103 and B25077). These are survey estimates with margins of error, and median taxes are top-coded at $10,000. Read more in property taxes explained.